Privacy Policy

1. Data controller

The data controller for your personal data is Capivorium S.A.S., with CUIT 30-71854629-3, domiciled at Av. Leandro N. Alem 855, Floor 12, C1001AAD, Autonomous City of Buenos Aires, Argentina. You can contact us at privacy@capivorium.com.

2. Data we collect

We collect the following types of information:

• Identification data: full name, identity document, CUIT/CUIL, date of birth.
• Contact data: email address, phone number, postal address.
• Financial data: banking information necessary to process investments and distributions.
• Browsing data: IP address, browser type, pages visited, time spent, cookies.
• Voluntarily provided data: messages, inquiries and any information you send us through forms.

3. Purpose of processing

We use your personal data to:

• Manage your registration and account on the platform.
• Process and manage your investments in real estate crowdlending projects.
• Comply with legal and regulatory obligations, including CNV regulations and anti-money laundering measures.
• Communicate with you about the status of your investments, project updates and news.
• Improve our services and user experience on the platform.
• Send commercial communications, provided you have given your prior consent.

4. Legal basis for processing

The processing of your data is based on: (a) your express consent when registering on the platform; (b) the execution of the service agreement; (c) compliance with applicable legal obligations in Argentina, including Law 25,326 on Personal Data Protection and its amendments; (d) our legitimate interest in improving and protecting our services.

5. Data sharing

We may share your personal data with: real estate developers associated with the projects you invest in (minimum necessary data); financial entities to process transactions; regulatory authorities when legally required; technology service providers who assist us in operating the platform, under strict confidentiality agreements.

6. International transfers

Your personal data is primarily stored on servers located in Argentina. In case of international transfers, we ensure they are carried out with adequate safeguards in accordance with current legislation.

7. Data retention

We retain your personal data for as long as necessary to fulfill the described purposes and applicable legal obligations. Data related to investments is retained for a minimum of 10 years in accordance with tax and anti-money laundering regulations.

8. Your rights

As a data subject, you have the right to: access your personal data; request its rectification or update; request deletion of your data when no longer necessary; object to the processing of your data in certain circumstances; request portability of your data. To exercise these rights, write to us at privacy@capivorium.com.

9. Security

We implement appropriate technical and organizational measures to protect your personal data against unauthorized access, loss, alteration or disclosure. We use SSL/TLS encryption, multi-factor authentication and periodic security audits.

10. Changes

We reserve the right to modify this Privacy Policy. Any changes will be notified through the platform and, when necessary, we will request your consent again.

11. Contact

For inquiries related to this policy or the processing of your personal data, you can write to us at privacy@capivorium.com or visit our office at Av. Leandro N. Alem 855, Floor 12, C1001AAD, Buenos Aires, Argentina.